Who owes whom?

On a trip everyone pays for something different, in crowns and in euros. Enter the payments, choose for each whom it concerns, and the tool works out who should send what to whom, as simply as possible.

Who is going

Payments in euros

Rate · 1 EUR = ? CZK Enter the rate at which you actually exchanged, or the current Czech National Bank rate. It applies to all payments in euros.

Who sends to whom Clara → JirkaCZK 5,575Tom → JirkaCZK 1,639Petra → JirkaCZK 1,555 Details below ↓

Add payment

What for

Paid by

Amount

For whom

For each: a fixed amount (empty = automatic) and a share.

WhoFixed amountShareComes to

Jirka

Petra

Tom

Clara

Enter an amount.

Paymentscelkem CZK 20,661.55

Cabin for 3 nightsPaid by Jirka · for everyone CZK 12,000

Groceries for the tripPaid by Petra · for everyone CZK 2,380

Ski passesPaid by Tom · za Jirka, Tom, Clara €162.00 ≈ CZK 3,936.60

DinnerPaid by Jirka · for everyone · fixed: Petra €14.00 €96.50 ≈ CZK 2,344.95

Where everyone stands

Jirka+CZK 8,769.50

Paid CZK 14,344.95 · share of expenses CZK 5,575.45 · the others pay them back

Petra-CZK 1,555.20

Paid CZK 2,380 · share of expenses CZK 3,935.20 · has to pay more

Tom-CZK 1,638.85

Paid CZK 3,936.60 · share of expenses CZK 5,575.45 · has to pay more

Clara-CZK 5,575.45

Paid CZK 0 · share of expenses CZK 5,575.45 · has to pay more

Who sends to whom3 transfers instead of 6 possible

Send to each other in currency

Round transfers

Clara → Jirka CZK 5,575

Tom → Jirka CZK 1,639

Petra → Jirka CZK 1,555

How a payment is split

Fixed amounts are subtracted first (for example someone who had only soup). The rest is split among the others by share. A share of 1 is one person, 2 can be a couple, 0.5 a child. Whoever is not ticked pays nothing of the payment.

Why so few transfers

The tool does not calculate “everyone to everyone”, but adds up everyone’s balance and sends money from those who owe the most to those who paid the most. There are then at most one fewer transfers than there are of you.

On the road

Everything is saved continuously only in your browser, so you can enter payments during the trip and just copy the summary to the group chat afterwards. Nothing is sent anywhere.